FiniKash is a personal loan application available in India. If you are a social media user, you must watch this loan app’s ads. They offer loans at lower interest rates with minimal documents. It looks fantastic, but many fake loan apps are also available that can get you in trouble. Finding a legitimate loan application is quite tricky. That’s why Review Matrix is here, a trusted and reliable platform that provides research-based reviews on financial apps.
In today’s blog post, I am here to review another personal loan app, FiniKash, in which I will share its interest rates, eligibility, customer support, and, most importantly, whether it is legitimate or a scam.
FiniKash Loan App Details
| App Name | FiniKash |
| App Catagory | Personal Loan |
| Loan Amount | up to 80 thousands |
| Interest Rate | starting from 18.35% P.A. |
| Repayment Time | 92 Days to 180 Days |
| Launching Year | 2023 |
| Scam or Legit | Looks like a Scam |
FiniKash is a loan application that offers personal loans at a lower interest rate starting from 18.25% P.A. and a flexible repayment time of 92 days to 180 days. This loan app is unavailable on the Google Play Store, which is a big upset. To apply for a personal loan on FiniKash, you must be 18+ years old and have a valid government ID Card like an Aadhar Card or PAN Card.
Most loan apps prefer credit scores to give loans, but on FiniKash, you must have a CIBIL score above 600 to apply for a loan. A Personal Loan app with no website and unavailable on the Google Play Store is primarily a scam. Let’s move further and talk more about the FiniKash Loan app’s legitimacy.
Also Read: Money Fine Loan App Review
FiniKash Loan App Real or Fake
FiniKash is a leading personal loan app in India. The main question is whether FiniKash is a safe & legit loan app. After researching and capturing user experiences, I found that FiniKash is not a legitimate personal loan app in India, and I don’t recommend borrowing a loan from this app. Once a user borrows a loan, they will give it for 7 days and take 40-50% interest rates. If you don’t pay, then they will Haras and blackmail you. Here are the reasons that show FiniKash is a scam Laon App:
- This app is not available on the Google Play Store.
- Many users are facing harassment and blackmail.
- This app is not registered under RBI.
- No website and social media presence.
- Run lucrative ads on FB & Instagram to attract users.
- This app has no proper privacy policy available.
- This app accesses users’ data like contact lists, photos, and more to blackmail users.
Many users have Laon from the FiniKash app, and they want to get out of this situation. You have to follow the tips given below:
- Don’t repay them. If users repay them, they blackmail more to get more money.
- Complain them to cyber crime portals online or offline.
- Blocklist their calling numbers.
- Share all information about this app to your contacts.
Users don’t have to download applications from third-party sources to avoid fake or scam loan apps. I suggest reading a review of each app before downloading it.
Also Read: Swift Seconds Loan App Review
FiniKash Loan App RBI Approved or Not?
FiniKash is not an RBI-approved personal loan application nor registered in India. Downloading a non-RBI-approved application can be a scam. FiniKash is not a registered personal loan app in India, so it’s better to stay away from this app.
FiniKash Loan App Review
FiniKash Loan App
FiniKash is a loan application that offers personal loans at a lower interest rate starting from 18.25% P.A. and a flexible repayment time of 92 days to 180 days. After researching and capturing user experiences, I found that FiniKash is not a legitimate personal loan app in India, and I don’t recommend borrowing a loan from this app. FiniKash appears to be a scam. It is not registered with the Reserve Bank of India (RBI), has no website or social media presence, and has many reports of harassment and blackmailing users. Users don’t have to download applications from third-party sources to avoid fake or scam loan apps. I suggest reading a review of each app before downloading any app.
Price Currency: INR
Operating System: Android
Application Category: Personal Loan
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FAQs
What is FiniKash?
FiniKash is a personal loan application available in India, offering loans up to ₹80,000 with interest rates starting at 18.35% per annum and repayment periods ranging from 92 to 180 days.
Is FiniKash available on the Google Play Store?
No, FiniKash is not available on the Google Play Store.
What documents are needed to apply for a loan on FiniKash?
You need a valid government ID, such as an Aadhar Card or PAN Card, and you must be over 18 years old.
Is FiniKash a legitimate loan app?
No, FiniKash appears to be a scam. It is not registered with the Reserve Bank of India (RBI), has no website or social media presence, and has many reports of harassment and blackmailing users.
Is FiniKash RBI approved?
No, FiniKash is not an RBI-approved personal loan application. It is better to avoid using this app.