RING is an instant personal loan app available in India. Digital Loans make the loan process simple and faster but sometimes users are scammed with fake apps. That’s why Review Matrix is here to share genuine and trusted reviews. You can share your own experience regarding any app in the review section below.
In today’s blog post, I will review the RING personal loan app. Don’t forget to follow us for more authentic reviews.
RING Loan App Details
RING is a personal loan application released on 13 December 2021 and offered by Onemi Technology Solutions PVT. LTD. You can download it from the Google Play Store or their official website. They got 10M+ downloads on the Google Play Store. Users can easily borrow a loan of up to 8 lakhs with minimal documents.
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Interest Rates
Normally personal loan interest rates are higher than other types of loans. RING Loan app offers an interest rate between 18% to 36% that depends on users credit history and loan amount.
Eligibility Criteria
To apply for an personal loan app at RING app, you have following eligibility criteria:
- Applicants should be 21+ years old.
- You must have a government approved document like Aadhar Card & PAN Card.
- Applicants have a good Credit Score for better interest rates.
RBI Approved or Not?
RING Loan app is a well registered personal loan app in India. This app works with RBI registered NBFCs. Si Creva Capital Services Pvt Ltd, Poonawalla Fincorp Limited, MAS Financial Services Limited are popular NBFCs works with RING loan app.
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Customer Care
Many users have concerns about RING loan app customer care. Some users have a bad experience with their customer support. You can access their customer care through email and mobile number given below.
| EMAIL ID | care@pay-with-ring.com |
| PHONE NUMBER | 02241434302/ 02268135496 |
| ADDRESS | Office unit 2,3 & 4, 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai Maharashtra, India. |
RING Loan App is Real or Fake?
RING is a personal loan app that offers up to 5 lakhs credit with an interest rate of 18% to 36%. In my opinion, RING is a real and legitimate personal loan app. If you are looking for a personal loan then this app can be a choice.
The RING loan app is RBI approved and works with RBI registered NBFCs. Their customer service has some negative reviews also. I recommend taking a loan in emergencies only otherwise you can be trapped in these loan apps.
At Last, RING is a good loan app and it can be a better option if you want urgent money. For better opinion and better loan apps I recommend to look at our blog website.
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RING Personal Loan App Review
RING
RING is a personal loan application released on 13 December 2021 and offered by Onemi Technology Solutions PVT. LTD. You can download it from the Google Play Store or their official website. In my opinion, RING is a real and legitimate personal loan app. If you are looking for a personal loan then this app can be a choice.
Price Currency: INR
Operating System: Android
Application Category: Personal Loan
3.75
Pros
- You can borrow a loan up to 2 lakhs.
- Quick & Easy loan application process.
- Flexible Repayment Time & Repayment Options.
- Instant Loan Approvals.
- No Physical Documents Required.
- 24*7 Customer Support.
Cons
- Negative reviews on their customer services.
- Higher interest rates as compare to other apps.
FAQs
Is the ring loan app approved by RBI?
Yes, the RING loan app works with RBI-registered NBFCs (Non-Banking Financial Companies), which means it operates within the regulations set by the Reserve Bank of India.
Is the Ring Loan app safe?
Yes, the RING loan app is generally considered safe to use. It works with RBI-registered NBFCs, which means it operates under regulatory standards.
What is the maximum limit of the Ring loan app?
The RING loan app allows you to borrow up to ₹5 lakhs, depending on your eligibility and credit profile.
What documents do I need for the RING loan app?
You need an Aadhar Card and PAN Card.
What is the interest rate range on the RING app?
RING Loan app interest rates range from 18% to 36%.
How can I contact RING customer support?
You can contact them via email at care@pay-with-ring.com or phone at 02241434302 / 02268135496.